/* PayScopeMD site styles (v9) */
:root{
  --navy:#10182B; --navy-2:#1A2640; --navy-line:#2E4A72; --footer:#0A1120;
  --sky:#7CC4F5; --blue:#1A63A8; --blue-dark:#0F4A82;
  --ink:#10182B; --body:#3D4B5F; --muted:#56657A;
  --mist:#F2F6FB; --line:#DCE5F0; --soft-line:#E1E8F1;
  --on-navy:#C9D8EA; --on-navy-2:#A9BED6;
  --red-bg:#FDE4E4; --red:#A11F1F; --amber-bg:#FDF1DF; --amber:#8A5208; --green-bg:#E3F3EA; --green:#1C6B3F;
  --radius:16px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,system-ui,-apple-system,Segoe UI,Roboto,sans-serif;color:var(--ink);background:#fff;line-height:1.5;-webkit-font-smoothing:antialiased}
h1,h2,h3{font-family:'Plus Jakarta Sans',Inter,sans-serif;margin:0;letter-spacing:-.02em}
p{margin:0}
img{max-width:100%;display:block}
a{color:var(--blue)}a:hover{color:var(--blue-dark)}
.container{max-width:1180px;margin:0 auto;padding:0 24px}
.narrow{max-width:900px}
.section{padding:96px 0}
.section.mist{background:var(--mist)}
.section.dark{background:var(--navy);color:#fff}
.eyebrow{display:block;color:var(--blue);font-weight:700;font-size:14px;text-transform:uppercase;letter-spacing:.07em;margin-bottom:14px}
.dark .eyebrow{color:var(--sky)}
.h2{font-size:clamp(30px,4vw,44px);line-height:1.12}
.lead{font-size:18px;color:var(--body);line-height:1.6;margin-top:16px}
.dark .lead{color:var(--on-navy)}
.center{text-align:center}

/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;min-height:48px;padding:14px 24px;border-radius:12px;font-weight:700;font-size:16px;text-decoration:none;border:0;cursor:pointer;transition:transform .15s ease,background .15s ease}
.btn:hover{transform:translateY(-1px)}
.btn-sky{background:var(--sky);color:var(--navy)}.btn-sky:hover{background:#97D1F8;color:var(--navy)}
.btn-navy{background:var(--navy);color:#fff}.btn-navy:hover{background:#1d2842;color:#fff}
.btn-lg{padding:18px 28px;font-size:17px}
.btn-ghost{color:#fff;font-weight:600;text-decoration:none;padding:14px 6px}
.btn-ghost:hover{color:var(--sky)}

/* header */
.site-header{background:var(--navy);position:sticky;top:0;z-index:50;border-bottom:1px solid rgba(255,255,255,.06)}
.header-inner{display:flex;align-items:center;justify-content:space-between;gap:16px;padding-top:12px;padding-bottom:12px}
.brand img{height:44px;width:auto}
.header-nav{display:flex;align-items:center;gap:26px}
.header-nav a:not(.btn){color:#D6E4F5;text-decoration:none;font-size:15px;font-weight:500}
.header-nav a:not(.btn):hover,.header-nav a[aria-current=page]{color:#fff}
.header-nav a[aria-current=page]{box-shadow:inset 0 -2px 0 var(--sky)}
.header-nav .btn{min-height:44px;padding:10px 18px;font-size:15px}
.menu-toggle{display:none;background:none;border:1px solid var(--navy-line);border-radius:10px;width:44px;height:44px;color:#fff;cursor:pointer;align-items:center;justify-content:center}
.mobile-nav{display:none;flex-direction:column;gap:4px;padding:8px 24px 20px}
.mobile-nav a:not(.btn){color:#D6E4F5;text-decoration:none;padding:12px 0;font-weight:500;border-bottom:1px solid var(--navy-2)}
.mobile-nav .btn{margin-top:12px}
.mobile-nav.open{display:flex}
@media (max-width:860px){.header-nav{display:none}.menu-toggle{display:inline-flex}}

/* hero */
.hero{background:var(--navy);padding:64px 0 96px}
.hero-grid{display:flex;flex-wrap:wrap;gap:56px;align-items:center}
.hero-copy{flex:1 1 440px;min-width:0;display:flex;flex-direction:column;gap:24px}
.pill{align-self:flex-start;border:1px solid var(--navy-line);color:#A9CDEB;font-size:14px;font-weight:600;padding:8px 14px;border-radius:999px}
.hero h1{color:#fff;font-size:clamp(40px,5vw,58px);line-height:1.04;font-weight:800;letter-spacing:-.03em}
.hero h1 span{color:var(--sky)}
.hero-sub{color:var(--on-navy);font-size:20px;line-height:1.55;max-width:540px}
.hero-actions{display:flex;flex-wrap:wrap;gap:14px;align-items:center}
.hero-note{color:var(--on-navy-2);font-size:14px}

/* hero illustration */
.illus{flex:1 1 560px;min-width:0;display:flex;flex-wrap:wrap;gap:16px;align-items:stretch}
.panel{flex:1 1 250px;min-width:0;background:#fff;border-radius:18px;padding:20px;box-shadow:0 30px 60px rgba(0,0,0,.35);display:flex;flex-direction:column;gap:14px}
.panel-head{display:flex;justify-content:space-between;align-items:center;gap:8px}
.panel-label{font-size:12px;font-weight:700;color:var(--muted);text-transform:uppercase;letter-spacing:.07em}
.score{background:var(--navy);color:#fff;font-family:'Plus Jakarta Sans',sans-serif;font-weight:800;font-size:18px;padding:6px 12px;border-radius:10px}
.score small{font-size:11px;color:var(--on-navy-2)}
.doc{background:#F7F9FC;border:1px solid #E3E9F1;border-radius:12px;padding:16px;display:flex;flex-direction:column;gap:9px}
.doc .ln{height:6px;background:#E1E7EF;border-radius:3px}
.doc .ln.title{height:8px;background:#C9D3E0;width:55%}
.clause{border-radius:6px;padding:7px 9px;display:flex;justify-content:space-between;align-items:center;gap:6px;font-size:12px;font-weight:600}
.clause b{font-size:10px;font-weight:800;text-transform:uppercase}
.clause.flag{background:var(--red-bg);color:#7A1A1A}.clause.flag b{color:var(--red)}
.clause.review{background:var(--amber-bg);color:#6B3E06}.clause.review b{color:var(--amber)}
.clause.ok{background:var(--green-bg);color:#134A2C}.clause.ok b{color:var(--green)}
.chips{display:flex;flex-wrap:wrap;gap:6px}
.chip{background:#EEF3F9;color:#33445C;font-size:12px;font-weight:600;padding:5px 9px;border-radius:999px}
.pct{font-family:'Plus Jakarta Sans',sans-serif;font-weight:800;font-size:26px}
.pct small{font-size:15px;font-weight:600;color:var(--muted)}
.histo{position:relative;height:96px;display:flex;align-items:flex-end;gap:4px;padding-top:22px}
.histo i{flex:1;background:#D6E6F5;border-radius:3px 3px 0 0;position:relative}
.histo i.med{background:#B4CFEC}
.histo i.you{background:var(--blue)}
.histo i.you::after{content:"You";position:absolute;top:-22px;left:50%;transform:translateX(-50%);background:var(--navy);color:#fff;font-size:10px;font-weight:700;font-style:normal;padding:3px 6px;border-radius:6px}
.axis{display:flex;justify-content:space-between;font-size:11px;color:var(--muted);font-weight:600;border-top:1px solid var(--line);padding-top:6px}
.metrics{display:flex;flex-direction:column;gap:8px;font-size:13px}
.metrics div{display:flex;justify-content:space-between;gap:8px}
.metrics span{color:var(--body)}
.illus-note{flex:1 1 100%;font-size:12px;color:var(--on-navy-2)}

/* featured strip */
.featured{background:var(--mist);border-bottom:1px solid var(--soft-line);padding:28px 0}
.featured-row{display:flex;flex-wrap:nowrap;gap:40px;align-items:center;justify-content:center;overflow-x:auto;padding:4px 24px}
.featured-row > *{flex:0 0 auto}
.featured-label{font-size:13px;color:var(--muted);font-weight:700;text-transform:uppercase;letter-spacing:.08em;white-space:nowrap}
.featured-row img.blend{mix-blend-mode:multiply}
.press-card{display:block;background:#fff;border:1px solid var(--line);border-radius:10px;padding:8px;box-shadow:0 6px 18px rgba(16,24,43,.08)}
.press-card img{height:56px;width:auto}
@media (max-width:860px){.featured-row{justify-content:flex-start}}

/* cards / grids */
.grid-3{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:24px}
.card{border:1px solid var(--soft-line);border-radius:var(--radius);padding:28px;display:flex;flex-direction:column;gap:12px}
.card h3{font-size:21px}
.card p{color:var(--body);line-height:1.6}
.icon{width:32px;height:32px;stroke:var(--blue);fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round}
.split{display:flex;flex-wrap:wrap;gap:56px;align-items:center}
.split > *{flex:1 1 420px;min-width:0}
.checks{display:flex;flex-direction:column;gap:12px;font-size:17px;margin-top:22px}
.checks div{display:flex;gap:12px;align-items:flex-start}
.checks svg{flex:0 0 22px;width:22px;height:22px;stroke:var(--blue);fill:none;stroke-width:2.5;stroke-linecap:round;stroke-linejoin:round;margin-top:2px}
.clause-card{background:#fff;border:1px solid var(--line);border-radius:20px;padding:32px;display:flex;flex-direction:column;gap:20px}
.clause-card .top{display:flex;justify-content:space-between;flex-wrap:wrap;gap:8px;align-items:center}
.clause-card .top strong{font-family:'Plus Jakarta Sans',sans-serif;font-size:19px}
.tag{font-weight:700;font-size:13px;padding:5px 10px;border-radius:999px}
.tag.red{background:var(--red-bg);color:var(--red)}
.quote{background:#F5F8FC;border-radius:12px;padding:18px;font-size:15px;color:var(--body);line-height:1.6}
.quote strong{display:block;color:var(--ink);margin-bottom:6px}
.two{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px}
.mini{border:1px solid var(--soft-line);border-radius:12px;padding:16px}
.mini span{font-size:13px;color:var(--muted);font-weight:600}
.mini p{margin-top:6px;font-size:15px;line-height:1.5}
.fine{font-size:13px;color:var(--muted)}
@media (max-width:520px){.two{grid-template-columns:1fr}}

.steps{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:24px;margin-top:48px}
.step{display:flex;flex-direction:column;gap:12px}
.step-num{width:48px;height:48px;border-radius:12px;background:var(--navy);color:var(--sky);display:flex;align-items:center;justify-content:center;font-weight:800;font-size:20px;font-family:'Plus Jakarta Sans',sans-serif}
.step h3{font-size:22px}
.step p{color:var(--body);line-height:1.6}

/* matching */
.match-list{display:flex;flex-direction:column;gap:14px;margin-top:48px}
.match{display:flex;flex-wrap:wrap;align-items:center;gap:14px}
.match svg{flex:0 0 28px;width:28px;height:28px;stroke:var(--sky);fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round}
.found,.matched{flex:1 1 300px;min-width:0;border-radius:14px;padding:18px 20px;display:flex;flex-direction:column;gap:4px}
.found{background:var(--navy-2);border:1px solid var(--navy-line)}
.found small{font-size:12px;color:var(--on-navy-2);font-weight:700;text-transform:uppercase;letter-spacing:.07em}
.found span{color:#fff;font-weight:600;font-size:17px}
.matched{background:#fff;flex-direction:row;justify-content:space-between;align-items:center;gap:12px;color:var(--ink)}
.matched small{display:block;font-size:12px;color:var(--blue);font-weight:700;text-transform:uppercase;letter-spacing:.07em}
.matched span{font-weight:600;font-size:17px}
.vetted{background:#EAF4FD;color:var(--blue-dark);font-size:12px;font-weight:700;padding:5px 10px;border-radius:999px;white-space:nowrap}
.match-note{color:var(--on-navy-2);font-size:14px;margin-top:24px}

.why-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px}
.why-grid div{background:var(--mist);border-radius:14px;padding:22px}
.why-grid h3{font-size:18px;margin-bottom:8px}
.why-grid p{color:var(--body);font-size:15px;line-height:1.55}
@media (max-width:520px){.why-grid{grid-template-columns:1fr}}

/* perks + join */
.perks{display:flex;flex-direction:column;gap:14px;margin-top:24px}
.perk{background:#fff;border:1px solid var(--line);border-radius:14px;padding:18px 20px;display:flex;gap:14px;align-items:flex-start}
.perk svg{flex:0 0 24px;width:24px;height:24px;stroke:var(--blue);fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round}
.perk strong{font-size:17px}
.perk p{margin-top:4px;color:var(--body)}
.join-card{background:#fff;border-radius:20px;padding:36px;box-shadow:0 20px 50px rgba(16,24,43,.10);display:flex;flex-direction:column;gap:18px}
.join-card h3{font-size:26px}
.join-card ul{margin:0;padding-left:20px;color:var(--body);line-height:1.8}
.join-card .btn{width:100%}

/* founder */
.founder{display:flex;flex-wrap:wrap;gap:36px;align-items:center}
.founder img{flex:0 0 180px;width:180px;height:180px;border-radius:50%;object-fit:cover;object-position:center 30%;border:4px solid #EAF4FD}
.founder > div{flex:1 1 400px;min-width:0;display:flex;flex-direction:column;gap:14px}
.founder blockquote{margin:0;font-family:'Plus Jakarta Sans',sans-serif;font-size:26px;line-height:1.4;font-weight:600}
.founder p{color:var(--body);font-size:17px;line-height:1.6}
.founder .sig{color:var(--ink);font-weight:700;font-size:16px}

/* partners */
.partner-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px;margin:32px auto 0;max-width:900px}
@media (max-width:700px){.partner-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}
.partner-card{background:#fff;border:1px solid var(--line);border-radius:14px;height:110px;display:flex;align-items:center;justify-content:center;padding:14px;transition:box-shadow .15s ease}
.partner-card:hover{box-shadow:0 8px 24px rgba(16,24,43,.08)}
.partner-card img{max-height:72px;max-width:100%;width:auto;border-radius:6px}

/* faq */
.faq{display:flex;flex-direction:column;gap:12px;margin-top:28px}
.faq details{background:#F5F8FC;border:1px solid var(--line);border-radius:14px;padding:20px 24px}
.faq summary{cursor:pointer;font-family:'Plus Jakarta Sans',sans-serif;font-weight:700;font-size:18px;list-style:none;display:flex;justify-content:space-between;gap:12px}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";color:var(--blue);font-size:22px;line-height:1}
.faq details[open] summary::after{content:"–"}
.faq details p{margin-top:10px;color:var(--body);line-height:1.6}

/* cta + footer */
.cta{background:var(--navy);padding:88px 0;text-align:center}
.cta h2{color:#fff;font-size:clamp(32px,4.4vw,46px);line-height:1.1}
.cta p{color:var(--on-navy);font-size:19px;margin:18px 0 26px}
.site-footer{background:var(--footer);padding:40px 0}
.footer-links{display:flex;flex-wrap:wrap;gap:12px 28px;margin-bottom:16px}
.footer-links a{color:#D6E4F5;font-weight:600;text-decoration:none}
.site-footer p{color:var(--on-navy-2);font-size:13px;line-height:1.6}

/* resource hub */
.page-hero{background:var(--navy);padding:56px 0 72px}
.page-hero h1{color:#fff;font-size:clamp(36px,5vw,52px);line-height:1.08;max-width:760px}
.page-hero p{color:var(--on-navy);font-size:19px;line-height:1.55;max-width:680px;margin-top:18px}
.filters{display:flex;flex-wrap:wrap;gap:10px;margin-bottom:32px}
.filters button{border:1px solid #C5D2E2;border-radius:999px;padding:12px 18px;font-size:15px;font-weight:700;cursor:pointer;background:#fff;color:var(--ink);font-family:inherit}
.filters button[aria-pressed=true]{background:var(--navy);color:#fff;border-color:var(--navy)}
.res-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(260px,1fr));gap:20px}
.res{border:1px solid var(--line);border-radius:var(--radius);padding:22px;display:flex;flex-direction:column;gap:12px;background:#fff}
.res[hidden]{display:none}
.res .logo{height:80px;border:1px solid #EEF2F7;border-radius:10px;display:flex;align-items:center;justify-content:center;padding:10px}
.res .logo img{max-height:60px;max-width:100%;width:auto;border-radius:4px}
.res .cat{font-size:12px;font-weight:700;color:var(--blue);text-transform:uppercase;letter-spacing:.07em}
.res h3{font-size:19px}
.res p{color:var(--body);line-height:1.55;font-size:15px}
.res a.visit{font-weight:700;margin-top:auto}
.partner-cta{background:var(--mist);border-radius:16px;padding:24px;display:flex;flex-wrap:wrap;gap:16px;align-items:center;justify-content:space-between;margin-top:40px}
.partner-cta div{flex:1 1 400px;min-width:0}
.partner-cta strong{display:block;font-size:18px}
.partner-cta span{color:var(--body)}
.disclosure{font-size:13px;color:var(--muted);line-height:1.6;margin-top:20px}

@media (max-width:640px){.section{padding:72px 0}.hero{padding:44px 0 72px}.founder blockquote{font-size:22px}.join-card{padding:26px}}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}.btn{transition:none}}

/* waitlist form */
.join-form{background:#fff;border-radius:20px;padding:32px;box-shadow:0 20px 50px rgba(16,24,43,.10);display:flex;flex-direction:column;gap:16px}
.join-form h3{font-size:24px}
.join-form .row{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px}
.join-form label{display:flex;flex-direction:column;gap:6px;font-size:14px;font-weight:600}
.join-form input[type=text],.join-form input[type=email],.join-form select{height:48px;border:1px solid #C5D2E2;border-radius:10px;padding:0 14px;font-size:16px;font-family:inherit;background:#fff;color:var(--ink)}
.join-form input:focus,.join-form select:focus{outline:2px solid var(--blue);outline-offset:1px;border-color:var(--blue)}
.join-form fieldset{border:0;padding:0;margin:0}
.join-form legend{font-size:14px;font-weight:600;margin-bottom:8px}
.radios{display:flex;flex-wrap:wrap;gap:8px}
.radios label{flex-direction:row;align-items:center;gap:8px;border:1px solid #C5D2E2;border-radius:999px;padding:10px 14px;font-weight:500;cursor:pointer}
.radios label:has(input:checked){border-color:var(--blue);background:#EAF4FD}
.join-form .opt{font-weight:400;color:var(--muted)}
.join-form button{width:100%}
.join-form button[disabled]{opacity:.7;cursor:wait}
.form-msg{font-size:14px;text-align:center;color:var(--muted)}
.form-msg.err{color:var(--red)}
.join-success{text-align:center;display:flex;flex-direction:column;gap:12px;align-items:center;padding:24px 0}
.join-success svg{width:56px;height:56px;stroke:var(--green);fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round}
.join-success h3{font-size:24px}
.join-success p{color:var(--body)}
.hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}
@media (max-width:520px){.join-form .row{grid-template-columns:1fr}.join-form{padding:24px}}
.join-form .fields{display:flex;flex-direction:column;gap:16px}
.join-form [hidden]{display:none !important}